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PAYDAY LOAN

Instant and quick fix to your cash shortfalls anytime during the month.
Manage emergencies and cash crunch with ease with fast Payday loans.

INSTANT APPLY


OUR LOAN SERVICES

Mid-month cash crunch or emergency at month-end? Awaiting salary to book your next vacation? Short-term loans are savior in such times!  Payday loans is available at few clicks away from you and repay the loan, as your salary credits for next month
Instant online Disbursal to your Bank account
          Available online only
      Attractive interest rate
No documentation for availing the loan. No need to give any postdates checks

PAYDAY LOAN ONLINE REPAYMENT

 Payday loan is a single installation loan .  In other words, in the next month following the payday loan’s approval, the whole loan amount and interest due [plus any late penalties and costs] will be automatically taken out of the customer’s Bank account.

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Frequently Asked Question

You might have a lot of questions regarding payday loans and how they may affect you. To help you understand the service better, we want to be transparent with all the particulars you will most likely need to make an informed decision.

We have prepared a list of the most common questions that have been asked here at My Payday Advance to assist you with any queries, problems, and concerns to help you with our service. If in case you are unable to find answers to your specific query, we have an all-star customer service team that responds instantly to ensure that you are in safe hands.

What Are Short-Term Loans?

Short-term loans are exactly what the word implies. It is an amount that is borrowed for personal emergency cases or for immediate capital that is needed for a business and should be paid within a short period of time, along with interest.

Funds that are obtained are usually small, ranging around $1000, as it is typically used to cover up a temporary situation. The time limit an individual has to pay back is usually within 1 – 4 weeks but can also vary depending on numerous factors and is subject to what the lender is willing to offer, such as a lender that will allow an applicant to pay in installments.

What Are The Qualifications to Get Approved?

Approval is quick and easy and only needs a few general requirements. After filling out the online form with your basic personal information, all you have to do is attach the following documents:

Valid Residence ID. This is a standard legal and informational procedure meant for verification
Proof of Legal Age. The applicant must be at least 18 years old, as is the requirement based on the law.
Stable Source of Income. An example would be a salary certificate. However, any proof of a regular and steady flow of income, such as pensions, can be accepted.
Active Personal Bank Account. Money is usually paid directly into your bank account and is usually used to draft repayments when they are due.
Although these are the necessary basic requirements based on the government’s Consumer Financial Protection Bureau (CFPB), there may be a few cases where a lender will request other personal details and documents to be presented.

Is It Possible to Get a Payday Loan without a Job?

We understand that not everyone who applies for a loan is someone that is currently employed. If you do not have a place of work, you will be assessed based on your affordability, as lenders would need to determine if you are able to pay back the applied borrowed money. You will need to provide some proof of income, such as self-employed income, government assistance, retirement funds, pensions, regular finances covered by a partner, etc. Payday lenders are all different, but if you frequently receive a source of income, you will still most likely get approved.

How Do I Apply for a Payday Loan?

My Payday Advance is one of the top services in the industry that provides quick and easy cash. Since our applications and the entire process is readily available and done online 24/7, you can apply with us at any time. You can do this by filling up our application, where you have to state the purpose of taking the desired loan and provide the necessary documents.

How Long Does It Take To Receive?

Since My Payday Advance is accessible around the clock, decisions usually only take a couple of minutes and are then processed as soon as possible, taking no longer than a few hours. Our team promptly assesses your request using analytic tools to search for the best lender that we can negotiate the best deal with based on your current financial situation.

After this, you will have to make a decision based on the loan agreement that has been written up after contacting you. This process will continue as follows until you find an appropriate option with terms and conditions that you agree with. All you need to do after that is sign the document online through an e-signature and send it back to the lender. The funds will be allocated into your account as soon as the signature is received.

The procedure for getting a payday loan usually has a quick turnaround time; transfers can be done within the same day during normal business hours. However, the actual time interval is reliant on you, the lender, and your bank, so, therefore, processing delays may occur.

Can I Still Get a Loan Even With Bad Credit?

Customers may worry about not passing the verification process to acquire financial assistance through payday loans as they have a low credit rating or have a dubious reputation. Others might not even have a credit history at all. My Payday Advance recognizes that individuals may be borrowing this money because of a difficult circumstance.

Therefore, there is no need to fret as part of our job is to negotiate with lenders to give everyone the opportunity to get the help that they need. The best part is since this is an unsecured loan, there is no need to prove you have any assets either just to get an approval.

In any case, a FICO credit score is not something that lenders generally check. It is possible, though, that if it is something a particular lender looks into, the loan amount may be reduced, or fees will perhaps be increased if there have been spots in your credit history.

Can I Take Multiple Credits at the Same Time?

This is contingent upon the information regarding the number of credit products you can attain at any one particular time based on your loan agreement. There will also be details about a cooling-off period for the interval in which you can take on another credit, so make sure to check out the terms carefully and discuss it with your lender before signing.

Lenders procure the right to dictate and set the terms and limits in the loan agreement for every individual borrower. The number of credits you get can also be directly affected due to state laws, which may not allow you to take more than one at a time.

Is There a Limit to the Amount I Can Borrow?

Normally, most people in the USA borrow an average of $375, and a lot of our clients do apply for an amount around that range. We do our utmost to provide the best ceiling price that can be presented to our customers as long as we are assured of being paid back.

The more successful transactions you have, the better your chances of getting a hold of a larger amount. We will also offer and consult installment plans with you if you need a higher amount on the get-go as to not risk the chances of not getting repaid in a timely manner.

Can My Payday Loan Be Renewed?

Although this is not recommended, it is possible as every now and then we are put in a position where we cannot repay a loan and will have to renew it.

Additional interest may be imposed in this scenario in order to extend the repayment period. It is always best to discuss renewal terms with your lender as this can incur expenses that may impact your financial status further. Verify the laws in your state as well as it may be forbidden.

What Happens If I Cannot Pay on Time or at All?

Check the terms and conditions on the loan agreement regarding any defaulted payments. We highly suggest that if you are facing an unstable to contact our experts as soon as possible for viable options on adjusting payments or to speak with your lender directly.

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Be it an enquiry, feedback or a simple suggestion, write to us & we’ll get back to you
 
 
 
 

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Our Happy Clients

5/5
Miranda Snyder

I deal with Wish Expert related to all my vital financial matters. He has superb product knowledge and is considerate with my time and professionally manages to provide clarifications to all my investment plans. Thanks to him for timely assistance and advice.

5/5
Harold Harrison

I am happy and thankful for the support I have received from you people. Without you guys I can’t imagine such a fast & smooth process for my personal loan application. A Big Thank you for all the services.

5/5
Debra Reyes

You've been right there, helping out wherever and whenever needed for the past one month. I know how much time and effort you invested to not only get the loan done, but to ensure the client was satisfied with every step of the process. It was helpful to have someone like you who has had experience with similar issues which I was facing since long time.I have already referred one of my friend to you and in future also will refer everyone to you only.

5/5
Kyle Romero

I’d Like to thank you for all the efforts and leads you took to get in touch with me and having the entire procedure run through seemlessly. Thank You for all your support.